Testing
Modern
Business Banking
Millions of businesses of all sizes trust Instantpay’s full-featured current account & debit card that combines payments, collections, expense management, and banking APIs to manage their businesses efficiently.





Trusted by leading businesses in India







Smart Current Account
Next-gen banking account to help your business grow. Manage payouts, collections, expenses, and more in real time.
Smart Current Account
Next-gen banking account to help your business grow. Manage payouts, collections, expenses, and more in real time.
Payouts Made Simple
Pay vendors, customers, and employees instantly through all payment methods – bank accounts, UPI, cards & wallets.
Get Paid on Time
Collect, track & manage payments seamlessly with easy reconciliation and real-time settlement of funds.
Manage Expenses
The easiest way to spend, track, and manage expenses. We have a full suite of corporate cards designed for you.
Working Capital
Meet your evolving business needs with Instantpay’s business-friendly offerings that are easily accessible online through us.
Get Ahead With The New Era of Banking

Insights
Real-time reporting

Visual Workflows
Automation and workflows

Insights
Real-time reporting

Integration
Connect third party Apps

Accessibility
via App, web, or API

Create price quotes in minutes

Dashboard
Single source of truth
Modern API banking stack that is easy to understand, implement, and iterate. Designed with reliability and scalability in mind.

Features

Powerful APIs
Integrate banking into your application with our bundle of flexible APIs used by thousands of large businesses.

Clear Documentation
Get started quickly with clear docs, code samples and SDKs to guide you throughout the implementation.

Elastic Platform
Super scalable cloud platform that auto-scales from zero to a million transactions, all in a single day.

Dedicated Support
Meet your strict go-live schedules with our fast, helpful implementation support via phone, chat or email.

Sandbox Mode
Play around and safely validate your code with a sandbox mode before hitting the production environment.

Secure API
Several verification levels to maximise the security of requests between our API and your infrastructure.
Plan That Suits You
Small & Medium Business
Unified dashboard to manage all your business banking needs. Access multiple bank accounts, check balances, make transfers, accept online payments, and more.
Enterprise
Banking automation that streamlines your business process. Make bulk payouts, refund customers, and verify accounts in a flash using tailor-made APIs.
Built with Security in Mind
Transact securely with data encryption using 256-bit SSL, which is one of the most secure encryption methods ensuring privacy, authentication & integrity.
In accordance with strict security standards, we protect the confidentiality of data, and do not disclose any sensitive information.

Ready to get started?
Get in touch or signup in less than a minute to experience a fast, flexible & transparent way to bank.
Download the Instantpay app!




Millions of businesses of all sizes trust Instantpay’s full-featured current account & debit card that combines payments, collections, expense management, and banking APIs to manage their businesses efficiently.
Instantpay is not a bank but a technology platform for digital financial services and advisory in partnership with RBI licensed Banks, SEBI licensed AMCs and IRDAI licensed Insurers. All funds in the bank account are insured as per limits under the RBI’s deposit insurance scheme.
Corporate Identity Number: U64200DL2010PLC206587 | IRDAI Corporate Agency Registration Number: CA0686
Never share your password, card number, expiry date, CVV, PIN, OTP or other confidential information with anyone even if the person claims to be from Instantpay.